Pathway to Better Retirement Outcomes
Research projects and submissions focused on retirement income policy and industry implementation.
Views from super funds on retirement
defaults pre-set solutions and pathways
May 2026
Findings from interviews with 16 super funds on ‘default’ retirement solutions.
Retirement policy to-do list
To-do list for policymakers and regulators on retirement
January 2026
Sets out a 10-item retirement to-do list for policymakers and regulators
Investment-linked lifetime income streams
Investment-linked lifetime income streams
January 2026
Outlines the potential benefits of allocating to investment-linked lifetime income streams (ILLIS) for super fund members
Non-technical overview – Investment-linked lifetime income streams
January 2026
Non-technical overview of the report describes the key drivers and issues, and summarises the modelling undertaken.
Default retirement solutions
Default retirement solutions – Why, what and how
November 2025
Assisting a cohort of retirees who could benefit from enabling fund trustees to suggest a ‘default’ retirement solution to them
Evaluating Retirement Income Strategies
Evaluating Retirement Income Strategies
through a capability-based framework
through a capability-based framework
July 2025
Assist all members with their retirement, while catering for personal needs and wants
Account-based pensions: a brief analysis
Account-based pensions: Limited drawdown options, but no limits on terminology
June 2025
June 2025
Analysis of the product disclosure statements (PDS) and application forms for ABPs of the 20 largest (non-platform) super funds.
Investing for retirement
Final: Investing for retirement
March 2024
March 2024
Exploration of investment management’s contribution to delivering retirement outcomes, and consideration of the role of investment teams within super funds.
Ensuring all retirees find a suitable retirement solution
Ensuring all retirees find a suitable retirement solution
August 2021
August 2021
Explores the need to cater for substantial differences in the willingness and capacity of retirees to make financial decisions, and to seek financial advice.
Final paper: Pathways for directing members into retirement solutions
November 2023
November 2023
Detailed exploration of the pathways through which members could find their way to a retirement solution that is suitable for their individual needs.
Assessing retirement income strategies… when outcomes are but a promise
Assessing retirement income strategies… when outcomes are but a promise – Thought Piece
November 2022
November 2022
Looking at the importance of retirement income strategy assessment and outline of an assessment framework.
How to Approach Quantitative Assessment of Retirement Income Strategies
June 2023
June 2023
How quantitative techniques can be applied to enhance design and assessment of retirement income strategies.
Retirement transition support that is safe by design – Thought Piece
Retirement transition support that is safe by design
October 2021
October 2021
Proposing a standardised tool for retirement transition support that would be made safe by design, rather than safe by regulation.
Retirement Income Covenant – Submission
Retirement Income Covenant – Submission
August 2021
August 2021
Submission with constructive suggestions for improving the Retirement Income Covenant and some additional reflections on retirement income policy.
Retirement Income Covenant (Exposure Draft): Submission
October 2021
October 2021
Submission supportive of Retirement Income Covenant while identifying some of the important next-steps for retirement income policy.