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Early access to super

On March 22, 2020, the Australian Government announced that individuals experiencing financial hardship would be allowed early access to their superannuation. The Government is allowing eligible individuals affected by COVID-19 to access up to $10,000 of their superannuation in 2019–20 and a further $10,000 in 2020–21.

Super funds face multiple challenges in communicating early access. One specific challenge for super funds is estimating the potential long-term impact of withdrawing from super on a member’s retirement.

To assist industry The Conexus Institute, Actuaries Institute and Super Consumers Australia collaborated to produce an Information Sheet addressing early access to super.

Super funds are welcome to use this information sheet in full or part.

This is not financial advice and should not be interpreted as personal advice.


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David Bell

The Conexus Institute

Tim Jenkins


Estelle Liu

Actuaries Institute

Xavier O'Halloran

Super Consumers Australia